If you are doing selected ion acquisition, the TIC will only include the ions you collect - and noise contrribution for masses you don't collect will not be there. If you are doing a scan across a mass range, the masses that don't give peaks for your compund will contribute to noise. I've seen cases where adding signals of similar intensity gave an improvement in the signal to noise - and cases where of signals from different masses gave no improvement or degraded the signal to noise measurement. When you sum signals, the signal tends to sum and noise begins to average out - if the noise is truly random. If the noise is the rise and fall of interfering compunds - it is acutally signal - just not the signal you want.
Uou need to look at sampling rate and dwell times - get 8 to 12 points across the peak baeline to baseline If you undersample a peak, you get poor representation of areas. If you oversample a peak,you increase the noise in your measurement. If you are doign a full scan acquisition, look at the possiblity of doing SIM mode acquistion.
A small set of rules is kind of hard to come up with. There are many options in what you might want to accomplish in the chromatographic run and how you might set up the run to get there. How to handle the data is determined by the first two.