I'd want to insult your intelligence, but I'm going to list a few possible causes, and you can review your procedures...
Mobile phase components - all grades of reagents ( including buffer components ) should be HPLC grade.
Mobile Phase preparation. When you make up the buffer, you should take a small sample and test the pH, then dump it. Don't put the electrode into the bulk buffer solution..
I'm assuming you are using a single pump and pre-mixing the mobile phase, rather than having the buffer in one channel and the methanol in another. If you are using the two channel system, trying switching to asingle channel premixed buffer system - because it avodis issues arising from the mixing of water an methanol in the pump mixer.
So, mix your two mobile phase components, ensure that you have a visibly-clear solution that remains clear on standing for at least an hour. Any trace of cloudiness would suggest your KH2PO4 is not suitable.
Then filter through a fresh 0.5 or 0.2 um filter. Be aware that a slow vacuum filter can cause evaporation of the methanol, so one litre should filter in a few minutes, and the filter should be visually pristine.
Ensure any solvent reservoir and pump filters are free flowing ( fill with distilled water and it should drip out within a few minutes. If not, clean with warm water in an ultrasonic bath, or solvent - if water does not work.
Ensure that your complete HPLC system ( including injection loop - by performing solvent large volume injection of the mobile phase ) has been well flushed with a 90:10 water/methanol mixture ( 30 minutes or stable baseline and pressure ), and check/record the pressure at your normal flow rate and operating conditions.
If the column is temperature controlled, but is at ambient, set the temperature to 5-10 C above ambient, it shouldn't greatly affect separation and may reduce future precipitation.
Substitute your buffer for the flushing mxture, flush the solvent, degasser, and pump channel, and connect your mobile phase, pump for 30 minutes, and record pressure.
I can't review your sample preparation, but the last stage should be a technique to remove any particulates, preferably a 0.2 or 0.5 um filtration, or a high speed centrifuge. The sample should be in a solvent that closely matches your mobile phase composition, including the pH.
Take some filtered sample and mix with about twice the volume of mobile phase and allow to stand for 30 minutes. If there is cloudiness, you have to review your sample preparation further, as you will if your samples form insoluble rubbish on the guard column.
First of all, inject about 4 - 5 mobile phase or sample solution blanks, and cleck that the pressure remains constant. If it doesn't, you have to review your mobile phase and sample solvents.
Then inject samples, and watch the pressure after every 10 or so samples, if it increases, review you sample preparation. Especially the final filtration, or sample solvent. Filters are cheap. Try to record pressures every now and then to ascertain trends as batches are processed.
It may not be particulates, it may be rubbish from your samples that deposits on the guard - however that should not have affected your pump, so that's why i focussed on the mobile phase.
Also, revert to the 90:10 flushing solvent whenver pressure is increasing significantly, increase the column temperature and see if you can dissolve up the precipitated junk. If you can, review you sample solvent preparation and composition to see if you can remove the junk before injection.
When you have finished a sequence, flush the system with the 90:10 flushing solvent for about 30 minutes. Do not leave buffer in the pump or system. Record the pressure, as this helps identify unusual trends, such as sudden pressure increase next time you come to use the system, as well as being good routine monitoring of column back pressure.
It's highly probable that your pump problems are caused by buffer components depositing in the pump check valves, and flushing and storing with a higher-water-content solvent mitigates the problem.
Your column pressure problems could be either the samples or the mobile phase, and the guard column is doing it's job in catching the particles, so ensure you have plenty of spares, and replace at defined pressures, or numbers of samples.
The best investigation is to watch the back preesure, and identify how, when, and why it increases. Then address the cause.
I could go on, but you're probably already falling asleep from boredom, so I hope this give you some points to consider..
Please keep having fun,
Bruce Hamilton