Bill,
First off, let me say that I have tremendous respect for your understanding of pH and the use of buffers as it applies to chromatography. So it makes me a bit uneasy being at odds with you regarding this topic but let me try to address a few of the points you raised:
1). I agree totally that one should think about the cation exchange resin used in ion exclusion as a homogeneous solvent rather than thinking in terms of fixed sites and mobile cations. Enhanced retention of certain anionic species such as benzoic acid can only be explained in terms of this sort of "solubility parameter" thinking. Unfortunately, there is no tabulated reference data on solubility parameters for ionic polyelectrolytes so one can only work from inference using inductive reasoning when pursuing this line of analysis.
2). I'm not sure I understand why you would predict only a tiny percentage of the functional groups would be ionized. This, after all, is a function of several critical parameters such as the dissociation constant of polystyrene sulfonic acid and the activity coefficient of the stationary phase. It is true that the general observation for a given anionic species is that the apparent pKa range of the polyelectrolyte is significantly broadened when compared with the pKa of the monomeric species. Generally for an anionic species the polyelectrolyte will exhibit a pKa starting with roughly 1.5 pH units below that of the monomeric species and extending roughly 3 pH units above that of the monomeric species, but one can not come to any judgment regarding the effective pH in the stationary phase without knowing the pKa of the monomeric species. Unfortunately, while pKa data is available for some inorganic species with negative pKa values, there is almost no data which can be trusted for organic acids of this sort. Thus, one cannot have a solid basis for making a prediction by pKa alone. Nonetheless, my earlier prediction of a pH value around zero was based on the following generalization: one can estimate the pKa of a organic analogue of an inorganic polyprotic acid by simply assuming that the organic substituent replaces the highest pKa ionizable group on the inorganic polyprotic acid. For example, consider the pKa values for phosphoric acid: 2.15, 7.20 and 12.38. The pKa values for phenylphosphonic acid are: 1.83 and 7.07. In the case of both pKa values they are fairly close to that of phosphoric acid but a bit lower due to the inductive effect of the benzene ring. If I use the same method to estimate the pKa of styrene sulfonic acid, I predict the pKa to be around -3 matching that of the first pKa of sulfuric acid. If the pKa of styrene sulfonic acid is really as low as this, then most of the functional groups within the resin should be fully dissociated.
Under these circumstances, I think that perhaps the best approach is to yield to experimental data. Since one cannot readily perform pH measurements inside in ion exchange resin particle, I did the next best thing and measured the pH of 30% polystyrene sulfonic acid. I had to recalibrate my pH meter to work at such a low pH but after recalibrating at pH 1, I got a measured value for this polymeric acid solution of pH 0.50. The effective functional group concentration in this polymer is somewhat different from that in ion exclusion resin (the water content in our model polymer solution is 70% whereas a typical ion exclusion resin water content is around 50%). Making allowances for this difference, one would expect the measured pH for ion exclusion resin to fall in the range of around 0.25. While this isn't precisely what I predicted in my earlier post on this topic, I think it's reasonable supporting evidence for my contention that one should consider such resins to be effectively a very concentrated acid solution (with a pH around 0) within which the most carboxylic acids are fully protonated.
3). The polarity of the environment is most certainly too polar to be conducive to the formation of ion pairs, so the Hammet function could be used to determine the acidity of the resin. However, I'm not so sure that one can use either anionic or cationic species as the test probes in this case as electrostatic effects may well compromise the results.