Without want to emulate a cracked record, the problem appears to be that your mobile phase absorbs too strongly at the wavelengths you want to use.
I understand you may not want to change buffers because the formic works well for the MS, but effort in reducing mobile phase absorbance will help both sensitivity and noise.
First option, ensure that you are using the lowest absorbing grades of solvents and formic acid available. Check manufacturers' catalogues ( noting that they measure absorbance differently - pure, 1M, 10% etc ). Use a UV spectrophotometer, or DAD to understand the absorbance curves of your chosen analyes and mobile phases.
Second option, reduce the concentrations, 0.1% may not be necessary, try 0.05% or 0.035%, and also simply the buffers where possible - less components the better.
Third option, play with detection parameters, moving to 225 and widening the spectral bandwidth, etc. etc.
Fourth Option, consider manufacturers' instrument specifications at the region you want to work, and talk to them. It may be they offer options that will help, or perhaps even a fixed wavelength high energy detector may be a better option...
Please keep having fun,
Bruce Hamilton